TERMS & CONDITIONS

Effective Date: 2/1/2025

Website: ThePatrickTanner.com

These Terms & Conditions ("Agreement") govern your use of this website and any products, services, or communications provided by ThePatrickTanner.com ("Company," "we," "us," or "our"). By accessing this site, you agree to be legally bound by this Agreement. If you do not accept these Terms in full, you are prohibited from using the site and must leave immediately.

1. Eligibility

Use of this site is limited to individuals 18 years of age or older who are located within the United States.

By using this site, you affirm that you meet these requirements and that you are acting in your own legal capacity.

2. Permitted Use

You may access and use this site solely for lawful purposes and in accordance with these Terms. You agree not to:

Interfere with or compromise the security, integrity, or functionality of the site

Copy, scrape, duplicate, or exploit any content or intellectual property

Use the site to transmit spam, viruses, or unlawful contentSubmit false, defamatory, fraudulent, or misleading information

Attempt unauthorized access to restricted systems, databases, or data

We reserve the right to monitor usage and to terminate or restrict access without notice if misuse is detected.

3. Intellectual Property Rights

All content on ThePatrickTanner.com —including but not limited to text, images, logos, videos, downloads, site design, course materials, and digital products—is the exclusive property of ThePatrickTanner.com and is protected by U.S. copyright, trademark, and other intellectual property laws. You are granted a limited, non-transferable, non-exclusive, revocable license to access content for personal use only. You may not copy, distribute, sell, reproduce, reverse-engineer, or otherwise exploit any materials from this site without express written permission.

4. Purchases & Payment Terms

All products and services sold on this site are processed via Stripe.com, a third-party PCI-compliant payment processor.

All sales are final unless otherwise specified in writing. You are responsible for any applicable taxes or fees.

We reserve the right to change pricing, features, or discontinue any offering without notice.

5. No Guarantees or Earnings Claims

We make no guarantees, representations, or warranties regarding outcomes, success, or results from using our site, products, or services. Testimonials or case studies are for illustrative purposes only and do not represent typical or promised outcomes.

You acknowledge and agree that your success depends on your own effort, background, decision-making, and market conditions—

not on any information or service provided by us.

6. No Financial, Investment, or Legal Advice

Nothing on this site constitutes financial, investment, legal, tax, real estate, or other professional advice.

We are not licensed financial advisors, attorneys, brokers, CPAs, or fiduciaries.

All information is provided for general education and informational purposes only

You are solely responsible for your financial and legal decisions

You agree to consult with licensed professionals before taking any action

We expressly disclaim any liability for losses or damages incurred as a result of reliance on any content, product, or communication originating from this site.

7. Disclaimer of Warranties

This website and all content, tools, and services are provided “as is” and “as available”, without warranties of any kind, express or implied, including:

Warranties of merchantability

Fitness for a particular purposeAccuracy, completeness, reliability

Freedom from errors, bugs, viruses, or harmful code

We make no guarantees about uptime, availability, or uninterrupted access.

8. Limitation of Liability

To the maximum extent permitted by law, ThePatrickTanner.com and its owners, employees, contractors, and affiliates shall not be liable for:

Any indirect, incidental, special, or consequential damages

Any loss of profits, business, data, or goodwill

Any claim exceeding the amount paid (if any) for use of the site or product purchased

This limitation applies even if we were advised of the possibility of such damages.

9. Indemnification

You agree to defend, indemnify, and hold harmless ThePatrickTanner.com, its owners, agents, employees, and contractors from any and all claims, demands, losses, liabilities, damages, costs, or expenses (including attorneys’ fees) arising out of:

Your use or misuse of this siteYour violation of this Agreement or applicable lawYour infringement of any third-party rights

10. Third-Party Tools & Links

Our site may include links or access to third-party tools (such as Stripe, GoHighLevel, etc.).

These are provided “as is” with no endorsement or warranty. You use them at your own risk, and we disclaim all liability for third-party content, privacy practices, or failures.

11. Governing Law & Jurisdiction

This Agreement shall be governed by the laws of the State of Missouri without regard to conflict-of-law principles.

Any legal action or proceeding shall be brought exclusively in the state or federal courts of St. Louis County, Missouri, and you expressly waive any objection to such jurisdiction and venue.

12. Changes to Terms

We reserve the right to update or change these Terms at any time without notice. You are responsible for reviewing them periodically. Continued use of the site after any changes constitutes your acceptance of the updated Terms.

13. Severability

If any part of these Terms is found to be invalid or unenforceable, that provision will be severed, and the remaining provisions shall remain in full force and effect.

14. Entire Agreement

These Terms, along with our Privacy Policy and any disclaimers linked herein, constitute the entire agreement between you and ThePatrickTanner.com. No verbal or other representations shall alter or override this Agreement.

15. Contact Us

Questions or concerns? Contact us:

[email protected]